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The VO Expert in Converting our Work to Qualify for Health Care!

Hacking Your Way to Healthcare: A Voice Actor's Guide to Converting Non-Union Work

As a voice actor, the path to healthcare benefits can be complex, especially when navigating the transition from non-union to union work. In a recent discussion with Erikka J, we uncovered valuable insights and hacks to help you qualify for the SAG-AFTRA healthcare plan through converting non-union jobs!

Understanding the Basics

  • Co-Ed Contract: Refers to Corporate Educational work, including corporate narration, non-broadcast, and e-learning.

  • Threshold: a 12-month period where voice actors need to meet a $27,000 earnings minimum to qualify for healthcare benefits.

  • Initiating the Conversion: Erica emphasized the importance of reaching out to signatory companies, such as Sound Box, to start the conversion process. By filling out a simple form with job details, including rate and session information, voice actors can kickstart the journey towards union qualification.

Considerations for Conversion

  • On-Camera Talent: Ensure there are no non-union on-camera talents in the job.

  • Job Type: Industrial work is the easiest to convert, followed by commercial work.

  • Approval Process: Industrial work can be converted post-session without pre-approval.

  • Calculating Minimums: Understanding the scale is crucial. Cat 1 requires $55/hour, while Cat 2 demands $563/hour. Voice actors need to estimate earnings based on studio time and word count for e-learning jobs to ensure they meet the minimum requirements for conversion.

  • Studio Time Estimate: Calculate your earnings based on studio time and estimated word count for e-learning jobs.

  • Additional Fees:

Health and Retirement: Around 18.75% of earnings.

Workers' Compensation: Varies by state, typically around 1-2%.

Employer Contributions: Include platform fees and signatory fees.

Hacks for Success

  • Industrial Work: Focus on industrial work for easier conversion.

  • Deadline Consideration: Convert jobs close to the deadline to maximize earnings.

  • Job Duration: Shorter jobs of 30 minutes or less have lower minimums.

  • Bundle Jobs: Bundle multiple short jobs to minimize the $75 signatory fee.

  • Loan Out Company: Consider setting up as a loan out company for lower rates and simplified tax structures.

  • Value Proposition: Offer additional services like revisions, live sessions, or extended usage rights to justify higher rates and add value to your clients.

Healthcare Options

  • SAG-AFTRA Healthcare: Qualifying for the SAG-AFTRA healthcare plan offers comprehensive coverage.

  • Alternative Options: Explore options like Nava or Chamber of Commerce plans, especially if you have a small business.

Navigating the process of converting non-union work to union-qualifying jobs for healthcare benefits requires careful planning, understanding of contracts, and proactive communication with signatory companies. While the process can be complex, it offers significant benefits, including access to a robust healthcare plan and potential tax advantages. With the right approach and knowledge, voice actors can successfully navigate this journey and secure valuable healthcare coverage.